Hospital indemnity insurance pays you cash directly for each day you're hospitalized. Use it for deductibles, copays, rent, groceries — whatever you need while you recover.
Based in Bastrop, Texas
Serving Families Locally & Across 7 States
We work for you, not the insurance giant call centers.
A simple, affordable supplement to your regular health insurance.
A covered hospitalization triggers your benefit — whether planned or emergency.
You earn a set daily cash benefit for each day of your hospital stay.
The cash is sent directly to you — not the hospital or doctors.
Mortgage, bills, childcare, or just keeping the lights on — no restrictions.
Hospital Indemnity insurance is a supplemental policy — it is not a substitute for comprehensive health insurance. Benefits are paid directly to you based on covered hospital stays and services, not to healthcare providers. Benefit amounts, waiting periods, and covered events vary by plan and state. Pre-existing condition limitations may apply. Charles J. Conner, MBA (NPN: 8046740) is a licensed independent insurance agent. This is a solicitation for insurance.
Even great health insurance leaves you with out-of-pocket costs. The average 3-day hospital stay costs $30,000 — and with a $5,000 deductible and 20% coinsurance, you could owe $10,000+.
Hospital indemnity fills that gap. For just a few dollars a day, you're protected.
$100–$500
Per day, per hospital stay
Most plans also pay for ICU stays, rehab, and outpatient surgery
Get Your Quote"I never thought about what a hospital stay would actually cost until it happened. Charles set me up with a plan that paid me $400/day — covered my deductible and then some."
— Robert M., Bastrop, TX
"The cash benefit came directly to me, not the hospital. I used it to keep up with my mortgage while I recovered. Smartest insurance decision I've made."
— Susan K., Dallas, TX
