Critical Illness

Financial Protection When You Need It Most

A critical illness diagnosis shouldn't mean financial ruin. Our lump-sum cash benefit helps cover medical bills, living expenses, and anything else — so you can focus on recovery.

Insurance Concept. Person using laptop with insurance icons representing safety, security, and comprehensive coverage.

Based in Bastrop, Texas

Serving Families Locally & Across 7 States

Licensed in:
TX GA LA IL PA MD VA

We work for you, not the insurance giant call centers.

What's Covered?

Critical illness insurance pays a tax-free lump sum upon diagnosis of a covered condition.

Heart Attack

Full benefit payout upon diagnosis of a myocardial infarction.

Stroke

Covers strokes resulting in permanent neurological damage.

Cancer

Life-threatening cancer diagnoses including malignant tumors and leukemia.

Organ Failure

End-stage renal failure requiring dialysis or major organ transplant.

Coronary Bypass

Coverage for coronary artery bypass graft surgery.

Paralysis & More

Additional conditions including paralysis, blindness, and severe burns.

Important Disclosure

Critical Illness insurance is a supplemental policy — it is not a substitute for comprehensive health insurance. Benefits are paid as a lump sum upon diagnosis of a covered condition. Pre-existing condition limitations and waiting periods may apply. Policy terms, conditions, and exclusions vary by state and carrier. Charles J. Conner, MBA (NPN: 8046740) is a licensed independent insurance agent. This is a solicitation for insurance.

Why You Need It

  • 1 in 2 Americans

    will be diagnosed with a critical illness during their lifetime.

  • 62% of bankruptcies

    are tied to medical bills — even among those with health insurance.

  • You choose how to spend it

    Mortgage, childcare, travel for treatment, experimental therapies — there are no restrictions.

$10K–$100K

Lump-sum benefit amounts available

Most plans cost less than your monthly streaming subscriptions.

Get Your Quote
Common Questions

Critical Illness Insurance FAQs

Client Stories

Trusted by Families Across Texas

"Charles helped me understand what critical illness insurance actually covers. The peace of mind knowing my family is protected — priceless."

— Linda S., Houston, TX

"After my friend had a stroke with no supplemental coverage, I knew I needed protection. Charles found a plan that costs less than my Netflix subscription."

— Tom W., San Antonio, TX

Read More Client Stories