A critical illness diagnosis shouldn't mean financial ruin. Our lump-sum cash benefit helps cover medical bills, living expenses, and anything else — so you can focus on recovery.
Based in Bastrop, Texas
Serving Families Locally & Across 7 States
We work for you, not the insurance giant call centers.
Critical illness insurance pays a tax-free lump sum upon diagnosis of a covered condition.
Full benefit payout upon diagnosis of a myocardial infarction.
Covers strokes resulting in permanent neurological damage.
Life-threatening cancer diagnoses including malignant tumors and leukemia.
End-stage renal failure requiring dialysis or major organ transplant.
Coverage for coronary artery bypass graft surgery.
Additional conditions including paralysis, blindness, and severe burns.
Critical Illness insurance is a supplemental policy — it is not a substitute for comprehensive health insurance. Benefits are paid as a lump sum upon diagnosis of a covered condition. Pre-existing condition limitations and waiting periods may apply. Policy terms, conditions, and exclusions vary by state and carrier. Charles J. Conner, MBA (NPN: 8046740) is a licensed independent insurance agent. This is a solicitation for insurance.
1 in 2 Americans
will be diagnosed with a critical illness during their lifetime.
62% of bankruptcies
are tied to medical bills — even among those with health insurance.
You choose how to spend it
Mortgage, childcare, travel for treatment, experimental therapies — there are no restrictions.
$10K–$100K
Lump-sum benefit amounts available
Most plans cost less than your monthly streaming subscriptions.
Get Your Quote"Charles helped me understand what critical illness insurance actually covers. The peace of mind knowing my family is protected — priceless."
— Linda S., Houston, TX
"After my friend had a stroke with no supplemental coverage, I knew I needed protection. Charles found a plan that costs less than my Netflix subscription."
— Tom W., San Antonio, TX