Final expense insurance provides affordable coverage to ensure your funeral costs, medical bills, and outstanding debts are taken care of — so your family doesn't have to worry.
Based in Bastrop, Texas
Serving Families Locally & Across 7 States
We work for you, not the insurance giant call centers.
A simple, dignified way to protect your family's future.
Qualify based on health questions — no physical exam, no needles, no waiting. Most applicants are approved within days.
Your rate is locked in for life. It will never go up regardless of your age or health changes.
Your death benefit stays the same for life. The coverage you buy today is the coverage your family receives.
Accumulates cash value over time that you can borrow against if needed — a financial safety net while you're still here.
The death benefit is paid to your beneficiaries income tax-free, giving them the full amount when they need it most.
Claims are typically paid within 24-48 hours. Your family won't wait weeks — they get the funds immediately.
Final Expense insurance is a whole life insurance policy designed to cover end-of-life expenses. Coverage amounts, premiums, and availability vary by age, health, and state. Some policies may have a graded death benefit period (typically 2–3 years) during which only premiums paid plus interest are returned for non-accidental death. This is not a funeral or burial contract. Charles J. Conner, MBA (NPN: 8046740) is a licensed independent insurance agent. This is a solicitation for insurance.
The average funeral in the U.S. costs $7,000-$12,000. Our plans ensure your family won't face that burden alone. Get protected in as little as 24 hours.
"Charles walked us through final expense coverage with such care and respect. Now we know our kids won't have to worry about anything when the time comes."
— James & Patricia D., Austin, TX
"No medical exam, affordable premium, and it's locked in for life. Charles made the whole process simple and dignified. Couldn't ask for better service."
— Ruth H., Waco, TX
